Our Programmes
Three programmes.
One clear purpose.
Each programme addresses a specific situation — small business accounts, personal income tax, or the combined finances of a family enterprise. Read through them to see which fits your circumstances.
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Start with the document
Every session begins with the actual document — the balance sheet, the tax form, the cashflow summary. We explain what we see in front of us, not an abstract description of what the document might contain.
Work at the pace of understanding
Sessions move forward when the material is clear, not when the clock runs out. Questions are welcomed throughout rather than deferred to a Q&A at the end.
Leave with something written
Where the programme includes a written summary, it is specific to the participant's situation — capturing what was covered and what to look for when reviewing records independently.
Reading a Small Business Account
A three-session programme for owners of a small family-run business in Malaysia who would like to read their own bookkeeping records with more confidence — balance sheet, profit and loss statement, and monthly cash summary — whether prepared in a notebook, a spreadsheet, or basic accounting software.
The programme walks through what each line represents in plain English, how common small-business transactions flow through the records, and how to schedule a calm monthly review. No bookkeeping service is provided.
What is covered
- Balance sheet — what you own, what you owe, and how the two relate
- Profit and loss statement — income, costs, and what the difference means
- Monthly cash summary — tracking what has moved in and out
- Common transaction types and where they appear in the records
- A structured approach to monthly review
Programme steps
Session one: The balance sheet — structure, terminology, and how to read it against your own records
Session two: Profit and loss and cash flow — how they are related and how to read them together
Session three: Monthly review — what to check, what to note, and when to bring questions to your accountant
Programme Fee
RM 1,180
Three sessions · Subang Jaya
Household Tax Reading Programme
A four-session programme for adults who prepare their own Malaysian personal income tax returns and would like to understand the underlying structure of the form rather than simply copying last year's figures.
Sessions cover employment income, allowable reliefs, rebates, deductions, and common forms of non-employment income for salaried professionals. The programme educates; it does not file on the participant's behalf. Ends with a short written summary of the reliefs most relevant to the participant's situation.
What is covered
- How the LHDN personal income tax form is structured
- Employment income and gross/net distinctions
- Categories of allowable reliefs and what qualifies
- Rebates and how they differ from reliefs
- Common non-employment income — rental, dividends, side income
- Written summary of reliefs relevant to your situation
Programme steps
Session one: Form structure — how the LHDN return is laid out and how income categories flow through it
Session two: Reliefs in detail — categories, what qualifies, and common misunderstandings
Session three: Rebates and non-employment income — how additional income is treated
Session four: Review and written summary — working through the participant's own form with notes on what to watch for next year
Programme Fee
RM 1,540
Four sessions · Written summary included
Small Family Business Finance Engagement
A three-month engagement designed for small family businesses — a café, a design studio, a tutoring practice, a trading business — where household and business finances are closely intertwined.
Meetings review the separation between personal and business cash flow, sustainable owner draws, tax scheduling, simple savings practices for the business, and insurance considerations for both household and enterprise. Concludes with a short written summary the family can keep for its own reference.
What is covered
- Personal vs. business cash flow — understanding the boundary
- Owner draws — what is sustainable and how to structure them
- Tax scheduling — planning ahead for estimated tax payments
- Simple savings practices for the business
- Insurance considerations for household and enterprise
- Written summary for the family's ongoing reference
Engagement structure
Month one: Mapping the current picture — reviewing how business and personal finances are currently recorded and intertwined
Month two: Working through the details — owner draws, tax scheduling, and savings habits for the business
Month three: Consolidation and summary — reviewing progress, covering insurance considerations, and producing the written reference summary
Engagement Fee
RM 3,850
Three months · Family unit · Written summary included
Which Programme
| Small Business Account | Household Tax Reading | Family Business Engagement | |
|---|---|---|---|
| Best suited for | Small business owners who keep their own records | Salaried professionals who file their own tax return | Family businesses with mixed personal and business finances |
| Sessions / duration | 3 sessions | 4 sessions | 3 months |
| Covers bookkeeping records | |||
| Covers Malaysian personal tax form | |||
| Covers owner draws and household/business separation | |||
| Written summary included | |||
| Programme fee | RM 1,180 | RM 1,540 | RM 3,850 |
Not sure which fits your situation? Write to us and we will help you decide.
Programme Standards
Participant Privacy
Documents are not retained. Figures are not shared within the group without consent.
Education Only
No accounts are prepared, no returns filed, and no financial advice regulated under Malaysian law is offered.
Malaysian Grounding
All material uses Malaysian forms, local conventions, and examples drawn from businesses in Selangor and the Klang Valley.
Small Groups
Group sizes are kept low so that each participant has room to ask questions and move at a pace that suits them.
Programme Fees
Programme One
Reading a Small Business Account
RM 1,180
Per participant · Three sessions
- 3 sessions of 90 minutes each
- Balance sheet, P&L, cash summary
- Monthly review method
- Small group setting
Most detailed
Programme Two
Household Tax Reading Programme
RM 1,540
Per participant · Four sessions + written summary
- 4 sessions of 90 minutes each
- Malaysian LHDN form structure
- Reliefs, rebates, deductions
- Written summary of relevant reliefs
Programme Three
Small Family Business Finance Engagement
RM 3,850
Per family unit · Three-month engagement
- Monthly review meetings over three months
- Personal/business cash flow separation
- Owner draws, tax scheduling, savings
- Written family reference summary
Take your time
Not sure which programme is the right match?
Write to us with a brief description of your situation and we will indicate which programme is most relevant — or whether none of them are quite right, in which case we will say so plainly.
Write to Us